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Your Health, Your Journey: Navigating Women's Healthcare in Germany

Your Health, Your Journey: Navigating Women’s Healthcare in Germany

Contraception

Contraception is a vital aspect of reproductive healthcare, and it is readily available at pharmacies. However, to obtain birth control pills, IUDs, and diaphragms, you will need a prescription from your trusted gynaecologist. It’s always best to consult with a medical professional to determine which contraception method would be most suitable for you based on your health history and lifestyle.
In case of emergencies, pharmacies do stock emergency contraception, which is easily accessible without a prescription. It’s important to note that emergency contraception should not be used as a regular form of contraception, but rather for unplanned or unprotected intercourse situations.
It’s essential to keep in mind that Public Health Insurance (GVK) does not cover contraception costs. Therefore, it’s advisable to discuss the cost implications of any contraception method you choose during your consultation with your healthcare provider. 

Maternity

When it comes to maternity costs, it’s important to know what your health insurance plan covers. Public Health insurance (GVK) is a great option as it covers all maternity costs. However, it’s important to note that some private insurers may only offer maternity coverage as an additional cost. That’s why it’s crucial to review your insurance plan thoroughly to ensure that you have the coverage you need during one of the most important times of your life. Don’t leave anything to chance, take the time to research and understand your insurance plan.

Maternity Terminology

We created a searchable table to help you look up the German words you might need during and after your pregnancy.

Having a baby in Germany

Having a baby in Germany Thinking of starting or expanding your family in Germany? Luckily, the standard of German healthcare is very high, and Germany has great maternity and paternity benefits. Still, there are some differences between having a baby in Germany versus giving birth in South Africa that are good to be aware of upfront. Below gives an overview of what to expect for parents-to-be and what the process is. Health insurance The first step for any expectant mother should be to make sure that you are covered by German health insurance. Public health insurance provides comprehensive coverage for expectant mothers, everything from check-ups to childbirth. If you have private health insurance, you should check with your provider to see what is covered. Prenatal care in Germany (Schwangerschaftsvorsorge) If you discover you’re pregnant, your first step should be to make an appointment with your gynaecologist (Frauenarzt). This appointment normally takes place around eight weeks after conception. If you are employed, you can request a confirmation of pregnancy (Schwangerschaftsbestätigung) to present to your employer. You should tell your boss about your pregnancy not later than three months after it is verified, so that he/she has enough time to find a substitute for you. Once you notify your employer of your pregnancy,  your Maternity Protection kicks in. At this point, your gynaecologist will also give you a document called a Mutterpass (mother’s passport). In the Mutterpass the doctor will note everything from your future appointments, tests, health information and due date, so you need to bring this document to any future appointments as well as to the hospital when you give birth. After this, you will attend 12 regular check-up appointments: one every four weeks until week 32 and then every two weeks thereafter. (more if you have a complicated pregnancy or become overdue, in which case the doctor might want to see you every second day.) . In addition to the normal scans, which take place at nearly every gynaecologist visit, most people get an anatomy ultrasound (Feindiagnostik) or 3D scan. Your doctor should recommend a specialist around the 25th week for this. You will receive a referral and can usually make an appointment fairly quickly. This scan is a fascinating chance to see your baby in the flesh and diagnose serious issues. Near the end of the pregnancy, CTG (electronic fetal monitor, EFM) scans will be added. These external monitors measure Braxton-Hicks contractions and heart rate and take about an hour. If you are employed, your employer is obliged to give you time off to attend these appointments. Routine care usually includes: Ultrasounds Urine analysis Blood pressure checks Weigh-ins Blood tests Pelvic exams Pregnant women in Germany also have the option of having a possible chromosomal disorder in their baby diagnosed via a non-invasive prenatal test (NIPT). For a NIPT, a blood sample from the pregnant woman is examined. Currently, it is being debated in parliament whether your health insurance should cover this test, but at the time of writing this, you have to pay for it yourself. A Schwangerschaftsdiabetes test (for gestational diabetes) is administered between 24 and 28 weeks. Though this only affects between 2 to 14 per cent of pregnant women, it can significantly complicate a pregnancy. The glucose tolerance test is simple. After some light fasting, you must drink a syrupy mixture (50g glucose in 200 ml water), and after an hour, a blood sample is taken to check your blood sugar level and see if your body has processed it appropriately. If the reading is too high (which happens 15 to 23 per cent of the time), a similar three-hour test is administered. Most women don’t turn out to have gestational diabetes. And even if you do, it is simply a matter of management, with most babies unaffected and the condition disappearing soon after birth. You will also be offered 2 toxoplasmosis tests during your pregnancy which currently is not covered by statutory health insurance. Helpful links: Pregnancy scans in Germany Struggling to fall pregnant. Struggling to fall pregnant and you have been trying for a year? If you are younger than 35, the costs for the investigations of the causes for your infertility will be covered 100 % by your health insurance. If you are above 35, then the time you have had to try to conceive naturally gets reduced to 6 months. There after what your health insurance covers for the actual treatment depends on the treatment, your marital status and the type of insurance you have.Read more on fertility treatment and cost here.  Choosing a hospital In Germany, you have three options for giving birth: In a hospital At a birthing house At home Some hospitals require you to book way in advance, even as early as 13 weeks into the pregnancy, while others only take registrations two months before your due date, so make sure to find out when you need to register at your preferred hospital to avoid disappointment or having to do paperwork between contractions. Most hospitals offer an information evening (Infoabend), during which prospective patients can have a look around the facilities, meet with the staff and ask questions. Some hospitals offer private family rooms at an additional cost (ranging from 60 euros p/n to 150 euros p/n if you prefer more privacy after the birth, while others have shared rooms. If you would like a family room, it is best to book in advance. You will need your Mutterpass, your passport, and possibly a copy of your birth certificate (and marriage certificate if you are married) when doing the registration. Where you give birth is a very personal choice. Here are some pros and cons. 1. Hospital birth options: While delivery rooms are almost all equipped with the traditional hospital bed, many also have an alternative available to aid in more comfortable labour. Some delivery rooms has jacuzzi tubs for water births, king-sized beds allowing dads to take an active role in the delivery or

Finding a Doctor

Finding a doctor can be a challenge especially if you are looking for an English-speaking doctor.
Specialists in gynaecology and obstetrics are called “Frauenarzte” and “Gynäkologe” and are the central contact persons for gender-specific diseases and other women’s concerns, such as Pregnancy, menstruation, family planning, contraception and preventive care.
The following websites can help in your search

Your Gynea visit

In Germany, visiting a gynaecologist (Frauenarzt/Frauenärztin) can be quite different from what South African women are used to, especially when it comes to modesty and medical approach. German doctors tend to have a more clinical and practical view of nudity, often expecting patients to undress completely from the waist down/up without much fuss. Unlike in South Africa, where gowns or sheets might be provided for modesty, German gynaecologists typically conduct examinations without such coverings. Some women find this direct approach efficient, while others may feel exposed.

Screening

In Germany, public health insurance (GVK) covers comprehensive annual screenings for cervical, breast, and ovarian cancer.

Pap smear for cervical cancer
To get a mammogram, you typically need a referral (die Überweisung) from your gynaecologist or general practitioner. If you’re over 50, you will receive an invitation every two years for a mammogram, ensuring regular, proactive health care. Private health insurance coverage varies depending on the individual plan. HPV test: Not routinely offered unless there are abnormalities found in your Pap smear. If something’s off: You may be invited for repeat testing or a closer diagnostic follow-up (called a Kolposkopie). More info about HPV Vaccination can be found on the Robert Koch Institut

Mammogram
To get a mammogram, you typically need a referral (die Überweisung) from your gynaecologist or general practitioner. If you’re over 50, you will receive an invitation every two years for a mammogram, ensuring regular, proactive health care. Private health insurance coverage varies depending on the individual plan.

For further details, you can refer to resources about health insurance coverage in Germany.

🩺 Sexual Health Services in Germany

IYour sexual health is a vital part of your overall well-being — and in Germany, there are confidential, respectful, and professional services to support you, regardless of your relationship status or medical history.

🌸 What’s Available:

  • STI Testing: Testing for HIV, chlamydia, gonorrhea, and other infections is widely available through gynaecologists (Frauenärzte), general practitioners (Hausärzte), and local public health offices (Gesundheitsämter). Some services are free or offered anonymously, especially at local health departments.
  • Contraception: You’ll find a wide range of contraception options — from the pill, patch, and IUD to implants and condoms. Note: Most contraceptives (except condoms) are not fully covered by health insurance after age 22, so ask your doctor about costs and coverage.
  • Emergency Contraception: The morning-after pill (Pille danach) is available without a prescription at most pharmacies. Ask the pharmacist for assistance — and don’t be afraid to request English-speaking help.
  • Routine Screenings: Cervical cancer screening (Pap smear) is offered yearly from age 20. HPV testing is available for women over 35 every three years.

For further details, you can refer to resources about health insurance coverage in Germany.

Many cities offer free or low-cost counselling on sexuality, family planning, relationships, and gender identity. Some organisations provide support in English or other languages.

  • Pro Familia – Germany’s largest nonprofit provider of sexual health counselling.
  • Liebesleben.de – A government-run website offering clear, sex-positive info in German.

Support groups

  • Afloat– parent-to-be support group
  • Candice Bake, Life Coach – work specifically with expats navigating the emotional and mental ups and downs of settling into a new city, culture, or way of life

Vocabulary

EnglishGerman
birth control pillsdie Antibabypille
Hormonesdie Hormone
Infertilitydie Unfruchtbarkeit
coildie Spirale
condomdas Kondom
breastsdie Brüste
vaginadie Scheide
Pelvic floorder Beckenboden
uterusdie Gebärmutter
menstruationdie Menstruation
Thyroiddie Schilddrüse
fallopian tubedie Eileiter
pregnancydie Schwangerschaft
eggdas Ei
induced labourdie eingeleitete Geburt
waters brokendie Fruchtblase ist geplatzt
placentadie Plazenta
episiotomyder Dammschnitt
epiduraldie Epiduralanästhesie
cervixder Gebärmutterhals
Mammogramdas Mammogram
UltrasoundUltraschalluntersuchung
Pap SmearPap-Abstrich
Gynaecologistder Gynägeloge
die Gynägelogin
der Frauenarzt
die Frauenarztin
Endocrinologydie Endokrinologie

Resources on the web

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